T系列入息基金是互惠基金的一种，投资范围广泛，可以投资在不同国家，不同行业，不同类别。主要好处是：
- 提取金额灵活，可以随时开始或停止，能实现年现金流0-8%。现金流一般有T5（5%），T6(6%)和T8（8%）等；
- 提取的现金流具有节税效益，早期的现金流，是属于不用打税的资本返还ROC, 直到返还所有的资本；之后的现金流，是以最佳税务效果的资产增值（Capital Gain)形式返还，（安省2017最高税率：资本增值26.76%，合资格股息/分红39.34%，其它股息/分红45.30%，入息/利息收入53.53%）
作为入息现金流计划，T系列入息基金T-Series Fund可以灵活的根据个人的其它收入，如老人金OAS, 退休金CPP, 低收入补助金GIS，注册退休入息基金的高低，和个人的税阶而调整。还需要全面的个人财务安排，从而做到税务最合理化，资产增值最大化，财富转移最多化。
As with any investment, there are risks to investing in mutual funds or pools. There is no assurance that any mutual fund or pool will achieve its investment objective, and its net asset value, yield, and investment return will fluctuate from time to time with market conditions. Mutual funds or pools are not guaranteed; their values change frequently and past performance may not be repeated. Investors will pay management fees and expenses, and may pay commissions and trailing commissions and may experience a gain or loss when they sell their units in any mutual fund or pool. Mutual funds or pools are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.
The indicated rates of return in this communication are historical annual compound total returns including changes in unit value and the reinvestment of all distributions and do not take into account sales, redemption, distribution, optional charges or income taxes payable by any security holder that would have reduced returns.
A return of capital reduces an investor’s adjusted cost base. Capital gains taxes are deferred until units are sold or until the ACB goes below zero. Investors should not confuse this cash-flow distribution with a fund’s rate of return or yield. While investors in Series T8/S8/I8 and/or T5/S5/I5 will be able to defer some personal capital gains, they must still pay tax on capital gains distributions that arise from the sale of individual holdings by fund managers, and on interest and dividend distributions. T-SWP will also pay a distribution that must be reinvested in December, consisting of income and capital gains.
2’SUCCEED offers Consulting services, Tax and Accounting services, Financial Planning and mutual funds investment activities, and mutual funds investment is offered through Amerity Wealth Management. Mutual fund investments may be associated with commission charges, services fees or trailing commissions, management fees and expenses. Before investing, an investor is advised to read the simplified prospectus or Fund Facts carefully. The value of mutual funds may fluctuate frequently and past performance may not be repeated. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned. The extent of the risk involved is a determination to be made by each purchaser and will vary depending on the circumstances of the purchaser and the funds invested, and purchases are subject to suitability requirements. Please discuss the risks associated with mutual fund investments with a mutual fund representative before investing.
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